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The investigation of a claim has dragged on for a long period of time, and the prescription period is about to expire. During the week immediately before the prescription period expires, the adjuster starts to negotiate very intensely with the insured. The insured is convinced the settlement is about to happen when the adjuster suddenly notifies the insured the prescription period expired the day before and therefore their claim is not payable. Can the insured dispute this decision? Explain fully why or why not.
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