The writer is very fast, professional and responded to the review request fast also. Thank you.
Presentation/PPT
27/08/2022
Commercial Bank Lending Still Not Supporting Economic Growth – Seeking Alpha Page 1 of 1 Commercial Bank Lending Still Not SupportingEconomic GrowthMar. 24, 2014 9:54 AM ETby: John M. Mason Summary• Commercial bank lending is expanding at only a modest pace.• Much of the bank lending is going to refinance outstanding commercial real estate loans and to support othernon-productive activities.• Most Federal Reserve cash injections just going into “financial circuit” helping economy to restructure fromfifty years of credit inflation.Economic growth in the United States remains tepid — and commercial bank lending is doing no better.Through February and into March, the lending growth at commercial banks is not very strong. Overall, year-overyear, loans and leases at all commercial banks rose by just 2.5 percent.The largest twenty-five domestically chartered banks in the country only saw their lending book increase by less thanone percent. Commercial and Industrial loans increased by 9.0 percent, but it seems that the lending is not going intothe most productive types of loans, the ones that would spur on economic growth. It seems as if these large banksare making loans for mergers and acquisitions and the Federal Reserve is actually telling these banks to be a littlecareful on how much of this lending to do. Also, a lot of the business lending at large commercial banks seems to begoing to hedge funds and private equity funds that are using the money for things like the purchase of real estate,although the borrowing is through lines of credit and other business loan sources and do not show up in real estatelending category.Just a note to this; business loans at foreign-related financial institutions are up over 10.0 percent, year-over-year.This lending is certainly not going into Main Street uses that help to spur the economy along.The other lending category of interest on the business side is lending for commercial real estate. Commercial banklending for this purpose is up by almost 5.5 percent, year-over-year. The major strength in this area is coming fromthe “smaller” domestically chartered banks. These “smaller” banks have experienced an increase, year-over-year, ofabout 6.5 percent. http://seekingalpha.com/article/2105033-commercial-bank-lending-still-not-supporting-eco… 4/19/2014
Show more
The writer is very fast, professional and responded to the review request fast also. Thank you.
Delivering a high-quality product at a reasonable price is not enough anymore.
That’s why we have developed 5 beneficial guarantees that will make your experience with our service enjoyable, easy, and safe.
You have to be 100% sure of the quality of your product to give a money-back guarantee. This describes us perfectly. Make sure that this guarantee is totally transparent.
Read moreEach paper is composed from scratch, according to your instructions. It is then checked by our plagiarism-detection software. There is no gap where plagiarism could squeeze in.
Read moreThanks to our free revisions, there is no way for you to be unsatisfied. We will work on your paper until you are completely happy with the result.
Read moreYour email is safe, as we store it according to international data protection rules. Your bank details are secure, as we use only reliable payment systems.
Read moreBy sending us your money, you buy the service we provide. Check out our terms and conditions if you prefer business talks to be laid out in official language.
Read more